Cash App Agrees to $12.5M Settlement: American Residents to get $147 for Spam Texts

Cash App, owned by Block Inc., has agreed to a $12.5 million class-action settlement over allegations of sending unsolicited promotional text messages to Washington state residents without consent. The Cash App $12.5M Settlement was preliminarily reached in 2025, with final court approval on December 2, 2025, by a U.S. District Judge in Washington.

Cash App checks are coming

Cash App settlement checks from the $12.5 million spam text lawsuit are being distributed to eligible Washington state residents who filed valid claims. As of March 2026, Cash App Settlement Payouts are ongoing throughout the first half of the year, with digital transfers prioritized and paper checks following shortly after.

Cash App customers in Washington might soon see a little extra money Cash App Settlement 2026 Payment Date in their accounts thanks to a $12.5 million class action settlement, as per a report. The settlement comes after the company agreed to resolve claims that it broke state law by sending unsolicited referral texts to users’ contacts.

Cash App $12.5M Settlement- Overview

Cash App Settlement details

Cash App reached a $12.5 million settlement in a class-action lawsuit over unsolicited spam texts sent through its “Invite Friends” referral feature, which allegedly violated the federal Telephone Consumer Protection Act (TCPA) and Washington state laws. Cash App (operated by Block Inc.) denied wrongdoing but agreed to the payout to resolve claims, with final court approval granted on December 2, 2025, by U.S. District Judge John Chun.

Eligible claimants submitted valid claims by the October 27, 2025, deadline began receiving pro rata payments around February 2, 2026, via digital transfer (like Zelle or direct deposit), PayPal, Venmo, or mailed checks, with amounts typically ranging from $88 to $147 per person and some reports of higher payouts like $394 after deducting legal fees and expenses from the fund.

Cash App eligibility requirements

To qualify for the Cash App $12.5M spam text settlement, you must meet Cash App Settlement eligibility requirements:

• Must have received one or more promotional or referral text messages from Cash App between November 14, 2019, and August 7, 2025.
• You must have been a resident of Washington state when you got the texts, and not given clear prior consent for them.
• Finally, you needed to submit a valid claim form by the October 27, 2025, deadline.

Cash App Settlement: Payment Amount

Payment amounts in the Cash App $12.5M spam text settlement are pro rata cash payouts to eligible Washington claimants, estimated at $88 to $147 per person based on court documents and total valid claims from a potential class of nearly 2 million. Actual distributions starting February 2026 have reported higher amounts like $394 per claimant in some cases, due to fewer claims than expected after deducting attorney fees ($3.125M) and costs from the fund. Check your Cash App Settlement 2026 Payment Status via the settlement administrator for your exact amount.

Also Read: $1,130 Stimulus Checks March 2026: Is it real? 

How to check payment status for Cash App Settlement

• To check your Cash App spam text settlement payment status, visit the official settlement website at www.bottomstextsettlement.com (Bottoms v. Block, Inc.) and log in using your claim ID, email, or phone number from your original claim submission.
• You can also call the settlement administrator hotline at 1-855-765-3509 for claim verification and status updates.
• Expect notifications via email or mail if approved; payments of around $394.36 began issuing February 2, 2026, to valid Washington claimants and no fees required, and ignore scam calls demanding money.

Significance of the Settlement

This $12.5 million Cash App settlement holds key significance for consumer protection and fintech practices. It reinforces the need for explicit consent before sending promotional texts under TCPA and state laws, potentially setting precedents for similar digital marketing cases nationwide.

Consumer Impact

Payouts of $88-$147 (or higher) to up to 2 million Washington residents highlight accountability for spam, empowering users to challenge unwanted communications and recover compensation. It educates on privacy rights, urging caution with app terms and reporting violations.​

Industry Lessons

Fintech company’s like Block Inc. face warnings against aggressive referral tactics that enable unsolicited messages, prioritizing transparent consent to avoid litigation costs and reputational harm. The no-admission settlement allows quick resolution but underscores rising scrutiny on data privacy in mobile payments.

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